Credabhi
Credabhi
AbhiLoans lets you unlock quick liquidity by pledging your mutual funds, shares, or bonds—without selling them. Enjoy a fully digital, secure and transparent process with loans starting from ₹10,000, flexible tenures up to 3 years, and funds disbursed within just 4 hours.
Secure fast, digital loans against your investments—mutual funds, shares, or bonds—without liquidating your assets.
Pledge your mutual fund units (CAMS/KFintech linked) and access funds quickly—without redemption. Maintain dividends and growth while enjoying up to 75% LTV. Loans from ₹10K to ₹1 Cr. Tenure up to 12 months, renewable.
Get Loan NowUse listed shares as collateral to unlock liquidity. LTV generally up to 50%. Enjoy fully digital application and disbursal in just 4 hours, with no credit score required.
Get Loan NowPledge your bonds to get instant funds while still earning interest. Borrow from ₹10K to ₹1 Cr, with interest starting from 8% p.a., up to 36-month tenure, and zero foreclosure charges.
Get Loan NowFast, secure, and hassle-free — here’s how we make borrowing easy for you
Fill in our quick 2-minute form with your job, and income details.
Submit soft copies of your PAN, Aadhaar, and recent salary slips or bank statements.
Get a quick decision with your approved loan amount and interest rate instantly.
Receive the approved amount directly in your bank account within one working day.
Plan your repayments with our easy-to-use calculator
Total Interest Payable: ₹27,232
Total Payment: ₹2,27,232
Apply for This LoanDon't just take our word for it—hear from customers who've experienced Abhi Loans
Find answers to common questions about AbhiLoans
AbhiLoans offers disbursal of funds within just 4 hours of approval. If there’s any delay beyond this, you’ll receive a 50% refund of the processing fee.
Yes—there are zero prepayment charges on all loan products. You have the flexibility to close the loan anytime or pay part of it without any penalty.
You can pledge mutual funds, shares, bonds, or even insurance policies as collateral. Mutual funds and shares across CAMS, KFintech, DEMAT, and NSDL platforms are accepted.
Interest rates start at 0.67% flat per month (equivalent to around 8% per annum). Other options include EMI-based loans at approx. 13% p.a. or overdraft loans at 16% p.a.
You can borrow from as low as ₹10,000 up to ₹1 Crore. For mutual funds, the LTV (loan-to-value) is up to ~75%; for shares, it's up to ~50–65%.
There’s no minimum repayment period—the loan can be closed anytime. The maximum tenure is one year, renewable as needed.
Join thousands of investors leveraging AbhiLoans to unlock funds using mutual funds or shares as collateral—secure, digital, and hassle-free.
Apply Now – It’s FreeFunds in 4 Hours • Zero Prepayment Charges • Fully Secure